This GerbFlow Affiliate Agreement ("Agreement") is made between InvestinGerb LLC, a Florida limited liability company doing business as GerbFlow, mailing address 2220 Logan Blvd N, Ste 806 #1117, Naples, FL 34119 ("Company"), and the person who accepts it below ("Affiliate"). It takes effect when Affiliate signs.
1. Your personal code. The Company gives Affiliate one personal code. It is permanent: once issued it cannot be changed, and Affiliate cannot hold a second one. Every click, sign-up, sale, and commission is tracked to that one code across every eligible product. For GERBALGO, a buyer who uses the code at checkout gets 10% off. For GERBPRINT mentorship, the code works as a referral link only, with no buyer discount, because mentorship is the Company owner's personal time, not a discountable service. The code is personal to Affiliate and may not be sold, transferred, or shared with another affiliate.
2. Eligible products. Commission applies only to products sold through the Company's own Stripe checkout, such as the GERBPRINT mentorship and GERBALGO. The Company may add or remove eligible products at any time and will list the current ones in the affiliate dashboard.
3. Whop is separate. Sales made on Whop are covered by Whop's own affiliate program and Whop's terms, not this Agreement. The Company pays no commission under this Agreement on any Whop sale.
4. Independent contractor. Affiliate is an independent contractor, not an employee, partner, or agent of the Company. Affiliate decides when, where, and how to promote, uses their own equipment, and may promote other businesses. Affiliate receives no salary, benefits, or expense reimbursement, is solely responsible for their own taxes, and has no authority to make promises or sign anything on the Company's behalf.
5. Eligibility. Affiliate confirms they are at least 18 years old and legally able to receive payments in the United States.
6. Rate. Affiliate earns a percentage of the amount actually collected (after the code discount, excluding taxes and fees refunded to the buyer) on each eligible payment made with Affiliate's code. The percentage is set by a ladder based on eligible payments the Company collected from Affiliate's referrals in the trailing 30 days:
A tier applies to payments collected while Affiliate is in it, never backward. If trailing-30-day collections fall below a threshold, the lower rate applies from then on. On subscriptions, commission applies to every renewal payment collected while the subscription stays active and stops when the customer stops paying.
6a. Partial and unfinished payments. Commission follows the money actually collected, one payment at a time. Installments earn as each one is collected. If a buyer pays part of a price and never finishes, Affiliate earns only on the part collected. Nothing is earned on amounts not collected (cancellations, missed payments, failed cards).
7. When it is earned. Commission is earned only on payments the Company has actually collected. Each payment is held for 30 days to cover the refund window, and becomes payable only if it has not been refunded or disputed by then. No commission is earned on unpaid invoices, failed payments, free trials, or comped access.
8. Payment. Payable commissions are paid monthly on the 10th for the prior period, once Affiliate's payable balance is $500 or more. A balance under $500 carries over to the next month until it reaches $500.
9. How you get paid. Payments are made through Stripe Connect Express. Before the first payout, Affiliate must complete Stripe's onboarding, including identity verification and tax information (Form W-9). No payment is made until that is done. The Company or Stripe will issue a Form 1099-NEC where the law requires one.
10. Clawback. If a refund, chargeback, or payment dispute happens on a sale Affiliate was paid for, or the Company finds a sale was fraudulent or broke this Agreement, the matching commission is reversed. The Company may deduct it from any future payout. If there is no future payout, Affiliate agrees to repay it within 30 days of notice.
11. No other pay. No commission is earned for clicks, sign-ups, views, or leads that do not result in a collected payment. There is no draw or advance.
12. Disclosure on every promo. Federal Trade Commission rules require Affiliate to clearly disclose the paid relationship. Every post, video, story, caption, email, or message that shares the code must include a plain disclosure such as "#ad" or "I earn a commission if you buy through my code," placed where people will see it before they buy, not hidden in a link or a pile of hashtags.
13. No income or results claims. Affiliate will not make any claim about income, profits, returns, win rates, or results a buyer can expect, and will not promise or imply that any product will make money. Affiliate will not post screenshots of gains, account balances, or payouts to sell a product. Trading futures, stocks, and options involves substantial risk of loss and is not suitable for everyone. Past results, including any shown by the Company, do not guarantee future results. Affiliate will not describe GERBALGO, GERBPRINT, or any Company product as financial advice, a guaranteed strategy, or risk-free.
14. Not allowed.
15. Review. The Company may ask Affiliate to edit or remove any promotion that breaks these rules, and Affiliate will do so within 48 hours.
16. Brand license. While this Agreement is active, Affiliate may use the Company's names, logos, and the materials the Company provides, only to promote eligible products, and only as provided (no editing logos). All rights stay with the Company. The license ends when this Agreement ends.
17. Confidentiality. Non-public information Affiliate learns through the program, such as commission data, unreleased products, pricing plans, and member information, is confidential. Affiliate will not share it during or after this Agreement.
18. Limitation of liability. The program is provided "as is." The Company's total liability to Affiliate under this Agreement is limited to the commissions owed to Affiliate and not yet paid. Neither party is liable for indirect or lost-profit damages. Affiliate is responsible for, and will cover the Company's costs from, any claim caused by Affiliate's promotions or breach of this Agreement.
19. Changes. The Company may change the commission rate, discount, eligible products, or these terms by giving Affiliate 30 days' notice by email or the affiliate dashboard. Changes apply to sales made after they take effect. Continuing to promote after that date means Affiliate accepts the change.
20. Ending it. Either party may end this Agreement at any time, for any reason, by email or message. The Company may also deactivate Affiliate's code immediately.
21. After it ends. The code stops working. Commissions already earned on payments collected before the end date are still paid on the normal schedule once they clear the 30-day hold, if the payable balance is $500 or more. If the Agreement ends because Affiliate broke it, including the rules in sections 12 to 14 or fraud, unpaid commissions are forfeited.
22. Florida law. This Agreement is governed by the laws of the State of Florida. Any dispute will be decided in the state courts located in Collier County, Florida.
23. Whole agreement. This is the entire agreement between the parties on this subject. If any part is found unenforceable, the rest still applies.
24. Electronic signature. The parties agree to sign electronically. Affiliate's typed full legal name, together with checking the "I agree" box, is Affiliate's signature, and the Company records it with the date and time. That signature is as valid as a handwritten one under the federal E-SIGN Act (15 U.S.C. § 7001) and the Florida Uniform Electronic Transaction Act (Fla. Stat. § 668.50).
Company: InvestinGerb LLC (GerbFlow), by its Authorized Member. Affiliate: signs below.